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Txt Banking Instructions

Rates effective as of April 14, 2010.
Rate subject to change without notice.


REGULAR SHARE ACCOUNTS

Minimum Deposit - Term - Nominal Rate - APY*
$25.00  -  NA  -   0.10%  -   0.10%

MONEY MARKET ACCOUNTS

Minimum Deposit - Term - Nominal Rate - APY*   $2,500.00   -   NA  -   .20%  -   .20%

SHARE CERTIFICATE ACCOUNTS

Minimum Deposit - Term - Nominal Rate - APY*
$500.00  -   06 Months   -   .40%  -   .40%
$500.00  -   12 Months   -   .50%  -   .50%
$500.00  -   24 Months   -   .60%  -   .60%

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$1,000.00   -   06 Months   -   .40%  -   .40%
$1,000.00   -   12 Months   -   .50%  -   .50%
$1,000.00   -   24 Months   -   .60%  -   < input type="text" name="gen_33" value="" size="8">

.................................................................................
$5,000.00   -   06 Months   -   .50%  -   .50%
$5,000.00   -   12 Months   -   .60%  -   .60%
$5,000.00   -   24 Months   -   .70%  -   .70%

.................................................................................
$10,000.00   -    06 Months   -   .50%  -   .50%
$10,000.00   -    12 Months   -   .60%  -   .60%
$10,000.00   -    24 Months   -   .70%  -   .70%