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Txt Banking Instructions

Rates effective as of January 12, 2011.
Rate subject to change without notice.

CURRENT LOAN RATES

Signature Loans/Signature Only
48 Months / up to $7,500 12.50% APR*
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With 10% Pledge or C0-Maker
48 Months / up to $7,500 12.00% APR*
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VISA Credit Card - 13.00% APR*
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Overdraft Line-of-Credit - 12.90% APR*
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New/Used Cars/Classics & Special Interest/RV's
24 Months - 2.99% APR*
36 Months - 2.99% APR*
48 Months - 2.99% APR*
60 Months - 2.99% APR*
72 Months - 3.49% APR*
84 Months - 4.49% APR*
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Second Mortgage
60 Months - 5.49% APR*
84 Months - 5.99% APR*
120 Months - 6.49% APR*
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Shares Secured Loan
100% - 3.00% Over Instrument Rate APR*
50% - 6.00% APR*

*APR Is The Annual Percentage Rate.

BSFCU uses Risk Based Lending models to determine APR.